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Available Assistance From Federal, State, Local, and Institutional Programs

How Disclosed: 

Made available through appropriate publications, mailings, or electronic media.

Office/Person Responsible:

Financial Aid and Scholarship Office

Each institution must make available to prospective and enrolled students a variety of information about need-based and non-need-based financial aid, terms and conditions of loans, rights and responsibilities of an aid recipients, etc.

Institution must inform all eligible borrowers enrolled in the institution about the availability of and their eligibility for grant assistance from the state in which the institution is located, and provide sources of information about grant assistance from other states to borrowers from other states.

Contact Information for Assistance in Obtaining Institutional or Financial Aid Information

How Disclosed: 

Made available through appropriate publications, mailings, or electronic media.

Office/Person Responsible:

Financial Aid and Scholarship Office

Each institution must make available to prospective and enrolled students information regarding how and where to contact individuals designated to assist enrolled or prospective students in obtaining the institutional or financial aid information required to be disclosed under HEA Sec. 485(a). (See "Available Assistance from Federal, State, Local and Programs").

Link to Information:

Penalties for Drug Law Violations

How Disclosed: 

Information provided to each student in a separate written notice.

Office/Person Responsible:

Financial Aid and Scholarship Office

Each institution must provide to each student, upon enrollment, a separate, clear, and conspicuous written notice that advises the student that a conviction for any offense, during a period of enrollment for which the student was receiving Title IV, HEA program funds, under any federal or state law involving the possession or sale of illegal drugs will result in the loss of eligibility for any Title IV, HEA grant, loan, or work-study assistance.

Each institution must provide a notice in a timely manner to each student who has lost eligibility for Title IV, HEA assistance as a result of the penalties under HEA Sec. 484(r)(1). The notice must be a separate, clear, and conspicuous written notification of the loss of eligibility and must advise the student of the ways in which the student can regain eligibility.

Link to Information:

Students will receive notice from both the US Dept of Ed and Century College about next steps.  Please watch your personal and college email accounts for more information.

Rights and Responsibilities of Aid Recipients

How Disclosed: 

Made available through appropriate publications, mailings, or electronic media.

Office/Person Responsible:

Financial Aid and Scholarship Office

Each institution must make available to prospective and enrolled students information about the rights and responsibilities of students receiving Title IV, HEA student; financial aid, including criteria for continued student eligibility and standards for satisfactory academic progress.

Link to Information:

Student Loan Information

Code of Conduct (Institutional) for Education Loans 

How Disclosed: 

Published on website.

Office/Person Responsible:

Financial Aid and Scholarship Office

Each institution must prominently publish on the institution's website a code of conduct that prohibits a conflict of interest with the responsibilities of an [agent] of an institution with respect to private education loans. All agents with responsibility for loans must be informed annually of the provisions of the code. The code of conduct must prohibit

  • Revenue-sharing arrangements with any lender;
  • Receiving gifts from a lender, a guarantor, or a loan servicer;
  • Contracting arrangement providing financial benefit from any lender or affiliate of a lender;
  • Directing borrowers to particular lenders, or refusing or delaying loan certifications;
  • Offers of funds for private loans;
  • Call center or financial aid office staffing assistance; and
  • Advisory board compensation.

Link to Information:

Direct Loan Disclosure Form

How Disclosed: 

Information provided to potential borrowers.

Office/Person Responsible:

Financial Aid and Scholarship Office

Link to Information:

Entrance Counseling For Student Borrowers

How Disclosed: 

Information provided to each borrower.

Office/Person Responsible:

Financial Aid and Scholarship Office

Prior to the time of disbursement, each institution must provide to a first-time borrower of a Federal Direct Loan (other than consolidated or Parent PLUS loans) comprehensive information on the terms and conditions of the loan and of the borrower's responsibilities.

Link to Information:

Exit Counseling for Student Borrowers

How Disclosed: 

Information provided to each borrower.

Office/Person Responsible:

Financial Aid and Scholarship Office

Each institution must provide counseling to borrowers of loans under the Federal Direct Loan program (other than consolidated or Parent PLUS loans) shortly before the student borrower ceases at least half-time study at the institution.

Link to Information:

Private Education Loan Disclosures

How Disclosed: 

Information provided to prospective borrowers.

Office/Person Responsible:

Private Education Loan provider; Financial Aid and Scholarship Office

Institutions or institution-affiliated organizations (e.g., alumni organizations, foundations) that provide information regarding a private education loan from a lender to a prospective borrower must provide information to the prospective borrower, including:

  • Information required under Sec. 128(e) of the Truth in Lending Act (15 U.S.C. 1638(e));
  • That the prospective borrower may qualify for loans or other assistance under Title IV, HEA programs; and
  • That the terms and conditions of Title IV, HEA program loans may be more favorable than the provisions of private education loans.

The information regarding private education loans must be presented in a manner that makes it distinct from information regarding Title IV, HEA program loans.

The institution must, upon request, provide in written or electronic form to an enrolled or admitted student applicant for a private education loan the selfcertification form for private education loans required under Sec. 128(e)(3) of the Truth in Lending Act (15 U.S.C. 1638(e)(3)), and the information required to complete the form, to the extent the institution possesses the information. The Department of Education has developed the form.

Information provided by the private lender. 

Verification Requirements

How Disclosed: 

On the Dependent and Independent Verification forms.

Office/Person Responsible:

Financial Aid and Scholarship Office

Link to Information: